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If your “baby” is about to turn 26, they’ll need health insurance soon. Here’s a quick guide:

When to enroll

Your Gen Zer can sign up for a new health plan 60 days before to 60 days after their 26th birthday. This is thanks to a Special Enrollment Period (SEP) triggered by aging off your health plan. Otherwise, they’ll have to wait for the Open Enrollment Period from November 1 to January 15.

Health Plan Options

  • Affordable Care Act (ACA) plans: These cover essential benefits and are available to people not on Medicare.
  • Employer-sponsored plans: If their job offers health insurance, they can sign up during their SEP.
  • Student plans: Some colleges and universities offer health plans.
  • Additional coverage: Includes dental and vision and options for international travel or study.

For more details or to explore plans, call 800-392-2583 or visit an ArkansasBlue Welcome Center.